Do you want to know how to live luxuriously on a budget? If you want to find out
how to live luxuriously on a budget, then you have come to the right place. Here
are some great ways how to live luxuriously on a budget.
- Buy Freezer Goods When They Are on Sale
Freeze meat when it is on sale. Slump sales of beef and pork have caused the
price to drop in recent months, according to experts. You’ll save money if you
buy your freezer goods now because you will not need to purchase them for
several months and can wait until prices are low again…
2. Put Your Savings into a CD or Money Market Account
Put your savings into a certificate of deposit (CD) or money market account so
that it will grow faster than savings accounts. It is also more secure than
personal investments.2. Use Your Credit Cards Wisely
Using your credit card wisely is how to live luxuriously on a budget 101. You may
have the best of intentions when you charge something, convinced that you can
pay of the balance before the bill arrives. But do you really know how long it will
take to pay of that item? Will it be faster than if you used cash? If it takes you 6
months to pay of the item, how long will it take to earn £30 of interest on your
cash? Chances are, you’ll never make up the difference in time.
3. Cut-Down Your Food Shopping Bill
Cut-down your grocery bill by planning out what meals you are going to eat during the week before shopping for food. Also write down everything that is running low so that when you go grocery shopping, there is only one list that
needs to be cross referenced..
4. Make it a Habit to Save
Make saving money a habit by putting the bill in an envelope and putting it
where you can’t see it. Then when you run out of cash, you will be able to go
back to your savings too..
5. Haggle for Deals
When shopping for big ticket items, such as televisions or computer packages
which have set prices, some stores may let you get a deal if they are trying to
clear out old stock. If not, at least ask how much of a discount they can ofer on
certain models… Sometimes we feel awkward or too embarrassed to ask, but if
you know your spending money on a high ticket item, ask for discount! If you are
buying something that is slightly damaged or has been on the shop floor, ask for
discount!
6. Go Out to Dinner on Weekends Only
If your schedule allows it, how about having dinner out only once or twice during
the week? You’ll save money on food as well by doing this. Also, we love to
purchase food vouchers on Groupon and Wowcher so that when we fancy going
out, we can just select a place we have already purchased. That way you can
budget how much you want to spend on meals out over the next 6-months and
purchase them up-front. It’s a nice feeling too, when you know something has
already been paid for!
7. Avoid Falling for Impulse Buys
Have you ever thought how much money you are wasting by buying things that
aren’t even on your shopping list? When you go to the grocery store, use a list
and try not to buy anything else unless it’s an absolute need. This way how to
live luxuriously on a budget will be easier.
8. Join Loyalty Programs and Save Big Money with Gift Cards
Loyalty programs have become a big part of how business is done today. They
can help how to live luxuriously on a budget out quite nicely. Joining loyalty
programs is free! You don’t have to pay anything out of pocket in order to receive
the benefits. You’ll receive points for how many products you purchase and how
much you spend so you can use the rewards towards more how to live
luxuriously on a budget purchases or get gift cards sent to your house.
It’s possible to live luxuriously on a budget, if you know how to do it! We love to
create interiors that look luxurious too… on a budget!
Want some help with how to live luxuriously on a budget in your home? Get in
touch!